The New to Canada Immigrant Mortgage Program is a great option for newcomers who may not have an established Canadian credit history. This program offers more flexible qualification criteria, allowing you to use your international credit history or other financial documents to support your application.

Lenders also consider factors like your employment and down payment, making it easier for you to buy a home in Canada even if you’re just starting to build your credit here. It’s a fantastic way to get settled into your new life while securing homeownership.