General Cedric Pelletier 18 Feb
Global Tariff Uncertainty Is Not Good For the Canadian Housing Market Canadian MLS® Systems posted a double-digit jump in new supply in January 2025 when compared to December 2024. At the same time, sales activity fell off at the end of the month, likely reflecting uncertainty over the potential for a trade war with the […]
Read MoreMortgage Tips Cedric Pelletier 12 Feb
After the Bank of Canada’s latest rate reduction 5-year variable mortgage rates are now on par with their fixed-rate counterparts, raising the question: Is now the time to go variable? With additional Bank of Canada rate cuts expected, variable-rate mortgages are becoming an increasingly attractive option. But choosing flexibility comes with its challenges—borrowers must weigh potential […]
Read MoreGeneral Cedric Pelletier 3 Feb
As the days grow longer and the sun shines brighter, it’s the perfect time to refresh your home with a thorough Spring clean! A clean, organized space can help you feel more energized and ready to embrace the season ahead. Here are some tips to make your Spring cleaning both efficient and enjoyable: Create a […]
Read MoreMortgage Tips Cedric Pelletier 31 Jan
One of the important factors in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when it comes to qualifying for a mortgage at the […]
Read MoreMortgage Tips Cedric Pelletier 21 Jan
Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, we have all the details here on how to make your mortgage renewal work for you as we start to think about 2025. Get a Better Rate Are you aware that when […]
Read MoreGeneral Cedric Pelletier 9 Jan
If you’ve made the decision to buy a home, you’ll probably be taking a closer look at your finances to figure out how to reach your homeownership goals. Whether it’s your first home or a new space to meet your family’s needs, saving towards a new home is no easy task. On top of that, you may have […]
Read MoreGeneral Cedric Pelletier 8 Jan
Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! To help make the mortgage process smoother, one of the things you can do is to get pre-approved for your mortgage. Getting pre-approved doesn’t commit you to a single lender, but it does guarantee […]
Read MoreGeneral Cedric Pelletier 30 Dec
Buying your first home can be an exciting but daunting experience. Whether you’re eyeing a condo, townhouse, or single-family home, it’s essential to be prepared for the home-buying process, especially in Alberta, where the market and regulations have specific dynamics. Here’s a comprehensive guide for first-time homebuyers in Alberta for 2025. Understanding the Alberta […]
Read MoreGeneral Cedric Pelletier 28 Dec
With the recent inflation and rising prices occurring across the country, it is time to take control of your finances. One of the quickest ways to understand where your money is going and where you can make changes, is to create a monthly budget. This will help you get a snapshot of your income compared […]
Read MoreGeneral Cedric Pelletier 26 Dec
Refinancing Your Mortgage in 2025. Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For […]
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