Mortgage Renewal Benefits.

Mortgage Tips Cedric Pelletier 21 Jan

Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, we have all the details here on how to make your mortgage renewal work for you as we start to think about 2025. Get a Better Rate Are you aware that when […]

Read More

How to Prioritize Financial Goals While Planning to Buy a Home

General Cedric Pelletier 9 Jan

If you’ve made the decision to buy a home, you’ll probably be taking a closer look at your finances to figure out how to reach your homeownership goals. Whether it’s your first home or a new space to meet your family’s needs, saving towards a new home is no easy task. On top of that, you may have […]

Read More

The Benefit of Rate Holds.

General Cedric Pelletier 8 Jan

Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! To help make the mortgage process smoother, one of the things you can do is to get pre-approved for your mortgage. Getting pre-approved doesn’t commit you to a single lender, but it does guarantee […]

Read More

First-Time Home Buyer Guide for Alberta (2025)

General Cedric Pelletier 30 Dec

  Buying your first home can be an exciting but daunting experience. Whether you’re eyeing a condo, townhouse, or single-family home, it’s essential to be prepared for the home-buying process, especially in Alberta, where the market and regulations have specific dynamics. Here’s a comprehensive guide for first-time homebuyers in Alberta for 2025. Understanding the Alberta […]

Read More

Budgeting for the Year Ahead!.

General Cedric Pelletier 28 Dec

With the recent inflation and rising prices occurring across the country, it is time to take control of your finances. One of the quickest ways to understand where your money is going and where you can make changes, is to create a monthly budget. This will help you get a snapshot of your income compared […]

Read More

Refinancing Your Mortgage in 2025.

General Cedric Pelletier 26 Dec

Refinancing Your Mortgage in 2025. Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For […]

Read More

Great tips on making a holiday party to remember

General Cedric Pelletier 23 Dec

With the Holidays just around the corner, I wanted to share some great tips on making a holiday party to remember!  Preparations: Food and Drink When it comes to parties, the best way to host a stress-free celebration is to BE PREPARED. This includes: making a list of all the food you need and getting […]

Read More

Refinancing Your Mortgage in 2025.

General Cedric Pelletier 22 Dec

Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For some, it’s about unlocking the […]

Read More

6 Small Home Improvements That Make a BIG Impact.

General Cedric Pelletier 19 Dec

Whether you’re looking to sell your home this year, or just want to make some updates, I have put together six small home improvements that can make a BIG impact on your space! From improving saleability to refreshing your home, here are some simple and affordable ideas to help get you started: Painting: One of […]

Read More

The Tax-Free First Home Saving Account (“FHSA”) Highlights

General Cedric Pelletier 18 Dec

If you or someone you know is saving for a down payment on a house they may want in the future, the FHSA is the tool you need to boost your investment. The FHSA combines features of an RRSP and TFSA, which gives prospective homeowners and investors some tax relief and a boost toward their […]

Read More