Canadians are increasingly turning to mortgage brokers and better understand what the channel offers. But despite that progress, some misconceptions continue. According to Mortgage Professionals Canada’s 2025 Consumer Survey, one-third of Canadians used a mortgage broker to secure their current mortgage. However, two-thirds say they’re at least somewhat likely to work with a broker in the […]

What’s driving the sharp renewal increase forecast for 2026 and how homeowners can prepare. A large wave of Canadian mortgages comes due through 2026. Bank of Canada staff estimate roughly 60% of outstanding mortgages will renew in 2025 and 2026. Five-year fixed borrowers who locked in during 2020 or 2021 face some of the biggest adjustments, […]

For many Albertans heading into retirement, the family home isn’t just where memories were made — it’s also where a big chunk of their wealth is sitting. Your home is likely your biggest asset, and while it offers stability, it can also tie up your money in space you might not really need anymore. That’s […]

As many young Canadians head off to college and university, some will be fortunate enough to be able to tap into a registered education savings plan. By Ian Bickis They will also be benefiting from the 20% match on contributions to the plan, up to a set limit, because like other registered savings options, the government […]

A consumer proposal shouldn’t haunt your credit file forever. Learn how long it stays on record in Canada and what steps to take if outdated remarks are still holding you back. When you’ve worked hard to complete a consumer proposal and get back on your financial feet, it’s frustrating to still see remnants of it […]

For most Canadians, the path to wealth has long been tied to saving and investing for the future. But waiting decades to enjoy the fruits of your labour doesn’t appeal to everyone, especially if you’re focused on building a life with more freedom today. That’s where cash flow strategies come into play. A growing number […]

You found a better rate. Maybe you’re moving. Or consolidating debt. On the surface, breaking your mortgage might look like a smart move. But before you pull the trigger, take a closer look at the penalty. In many cases, it can eat up most of the savings or potentially worse. This guide explains how prepayment […]