First-Time Home Buyer Guide for Alberta (2025)

General Cedric Pelletier 30 Dec

  Buying your first home can be an exciting but daunting experience. Whether you’re eyeing a condo, townhouse, or single-family home, it’s essential to be prepared for the home-buying process, especially in Alberta, where the market and regulations have specific dynamics. Here’s a comprehensive guide for first-time homebuyers in Alberta for 2025. Understanding the Alberta […]

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Budgeting for the Year Ahead!.

General Cedric Pelletier 28 Dec

With the recent inflation and rising prices occurring across the country, it is time to take control of your finances. One of the quickest ways to understand where your money is going and where you can make changes, is to create a monthly budget. This will help you get a snapshot of your income compared […]

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Refinancing Your Mortgage in 2025.

General Cedric Pelletier 26 Dec

Refinancing Your Mortgage in 2025. Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For […]

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Great tips on making a holiday party to remember

General Cedric Pelletier 23 Dec

With the Holidays just around the corner, I wanted to share some great tips on making a holiday party to remember!  Preparations: Food and Drink When it comes to parties, the best way to host a stress-free celebration is to BE PREPARED. This includes: making a list of all the food you need and getting […]

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Refinancing Your Mortgage in 2025.

General Cedric Pelletier 22 Dec

Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For some, it’s about unlocking the […]

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6 Small Home Improvements That Make a BIG Impact.

General Cedric Pelletier 19 Dec

Whether you’re looking to sell your home this year, or just want to make some updates, I have put together six small home improvements that can make a BIG impact on your space! From improving saleability to refreshing your home, here are some simple and affordable ideas to help get you started: Painting: One of […]

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The Tax-Free First Home Saving Account (“FHSA”) Highlights

General Cedric Pelletier 18 Dec

If you or someone you know is saving for a down payment on a house they may want in the future, the FHSA is the tool you need to boost your investment. The FHSA combines features of an RRSP and TFSA, which gives prospective homeowners and investors some tax relief and a boost toward their […]

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DiY Holiday Gifting Ideas

General Cedric Pelletier 17 Dec

Looking for some creative and thoughtful DIY holiday gifting ideas that are easy to make and can add a personal touch to your gifts this season? These affordable, fun, and personalized options can suit anyone in your life – and they’ve never been easier to make! Homemade Scented Candles: These are easy to make requiring only […]

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First-Time Homebuyer Benefits 2024

General Cedric Pelletier 17 Dec

Buying your first home is a significant milestone! While you’re thinking about your affordability and what type of home you want to own, we have some exciting updates around first-time homebuyer benefits: New or Pre-Construction Homes: Did you know? First-time buyers looking to purchase a new build or pre-construction home are eligible for 30-year amortization. This […]

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